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Calculate Zakah

Comprehensive Islamic wealth assessment

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How to calculate your Zakah

  1. 1Add everything you own with value — cash, savings, gold, silver, investments.
  2. 2Add any debts due within the year (optional). These are subtracted.
  3. 3Review your result at the bottom and download a PDF report.
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Settings

Configure your calculation preferences
Nisab is the minimum wealth you must hold before Zakah becomes obligatory. It is set as the value of either 85g of gold or 595g of silver. Most contemporary scholars recommend the silver standard because its lower threshold means more wealth is given in charity, benefiting those in need. The gold standard sets a higher bar. Pick the one that fits the guidance you follow.
Gold ✓
Silver ✓
Enter today's market prices in your currency.

1. Add your assets

List everything you own with value (cash, gold, investments, etc.)

Start by adding your first asset

Click the Add asset button below to list your cash, savings, gold, investments, or any other valuables.

💡 Add one asset at a time for accuracy

2. Add your debts (optional)

Money you owe that is due within the year

What are liabilities? (Money you owe)
Liabilities are simply debts — money you have to pay back to someone else.
  • Credit card debt
  • Car loan or mortgage payments due soon
  • Money borrowed from family or friends
  • Business loans & unpaid bills (rent, utilities, taxes)
💡 These are subtracted from your total wealth before calculating Zakah.
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Calculation summary

Your wealth and Zakah obligation
Total assets
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Total liabilities
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Net zakatable wealth
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Nisab
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Nisab threshold comparison
Choose your calculation method
0%
Your wealth is 0% of the nisab threshold.
Add your assets above to see your progress.
Zakah status
Not due
⚠ Below nisab threshold
Your wealth is below the nisab threshold. Zakah is not obligatory at this time, but voluntary charity (sadaqah) is always encouraged.
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Understanding Zakah

The third pillar of Islam
وَأَقِيمُوا الصَّلَاةَ وَآتُوا الزَّكَاةَ"And establish prayer and give Zakah." — Qur'an 2:43

What is Zakah?

Zakah is an obligatory annual charity — the third pillar of Islam — paid by every Muslim who holds wealth above the nisab threshold for a full lunar year (hawl). It purifies wealth and redistributes it to those in need.

How much is paid?

The standard rate is 2.5% (one-fortieth) of your net zakatable wealth — your total qualifying assets minus immediate debts — provided that total stays above the nisab for the lunar year.

What is Nisab?

Nisab is the minimum threshold. It equals the value of 85 grams of gold or 595 grams of silver. Many scholars favour the silver standard because its lower value means more people qualify to give, increasing charity to the poor.

What counts as zakatable wealth?

Cash and bank balances, gold and silver, investments and shares held for trading, business inventory, money owed to you that you expect to recover, and (per many opinions) cryptocurrency. Personal items in everyday use — your home, car, and clothing — are generally exempt.

What can be deducted?

Debts that are due — credit cards, loan instalments, unpaid bills, and money borrowed — are subtracted from your assets before the 2.5% is applied.

Who receives Zakah?

The Qur'an (9:60) names eight categories, including the poor, the needy, those in debt, and travellers in hardship. This calculator helps you work out the amount due — distribution is a separate step.

This tool is for guidance only. For rulings specific to your situation, consult a qualified scholar.